Consumer Data Right Documents

Written by Claude Haiku 4.5 from the extracted text on 28 Feb 2026. It can miss or misread redacted and scanned pages. Check the source before relying on it.

This FOI release contains correspondence between the Customer Owned Banking Association (COBA) and newly appointed Assistant Treasurer Daniel Mulino in May 2025. The document comprises an email transmitting COBA's congratulatory letter outlining the sector's policy priorities. COBA represents 53 Australian credit unions and mutual banks serving over 5 million customers. The letter identifies five key matters requiring attention: the Scams Prevention Framework and banking industry Scams Code of Practice; realising Consumer Data Right benefits while supporting competition; maintaining regional banking access and cash-in-transit services; reviewing the Customer Owned Banking Code of Practice; and addressing financial abuse. Additional policy issues—First Home Guarantee Scheme implementation and AML/CTF reform timelines—are being progressed with other ministers but will be tracked through Mulino's office. No quantitative data, costings, or internal Treasury analysis is disclosed in this excerpt.