Help To Buy Scheme Exemption

Written by Claude Haiku 4.5 from the extracted text on 28 Feb 2026. It can miss or misread redacted and scanned pages. Check the source before relying on it.

Treasury supported exempting the Help to Buy (HTB) scheme from the National Credit Code and responsible lending obligations under the National Consumer Credit Protection Act, pending further consultation with internal teams and the Australian Securities and Investments Commission (ASIC). As of February 2025, Treasury expected no significant regulatory issues with Housing Australia's position on these exemptions. An internal email from Treasury's Housing Finance Branch director sought to reengage with Housing Australia on these regulatory matters, indicating the exemptions were still under negotiation. The disclosure shows Treasury's in-principle support was conditional on receiving additional advice from its Financial Systems Division and ASIC consultation before finalising the regulatory treatment of the scheme.