Department of the Treasury

Help To Buy Scheme Exemption

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Treasury and ASIC consulted on regulatory changes to implement the Help to Buy scheme in August 2025. Treasury sought to amend the National Consumer Credit Protection Regulations 2010 to exempt Help to Buy arrangements provided by Housing Australia from compliance with the National Credit Code under section 6(13) of the Code. ASIC raised clarifying questions about whether multiple exemptions were being sought and requested detailed review of the exemption mechanics and drafting changes before providing formal advice. The document shows inter-agency coordination on financial regulation during the scheme's implementation phase, though the specific policy rationale and ASIC's final position on the exemptions are not detailed in this excerpt.

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